Marine & Hull Insurance

Marine insurance is designed to provide peace of mind, whether you have a pleasure craft that requires insurance or if you are moving cargo across water, land or air. Marine transit cover provides point-to-point coverage between your premises and those of your customers, moving goods by sea, road, rail and air.

Marine Liability is for companies with exposures in the shipping and logistics industries and we can assist with various policies including:

Ship Repairers Liability Insurance

Ship repairers are responsible for watercraft and equipment in their care, custody and control, as well as damage to third party property and personal injury arising in the course of their operations.

Cover includes liability for:

  • Products
  • Watercraft in care, custody and control
  • Pollution, including clean-up costs
  • Consequential loss and loss of use of damaged watercraft
  • Removal of wreck.

Port Operators Liability Insurance

Port operators occupy a unique position in the global logistics chain, exposing them to a wide variety of liability risks. As well as both marine and land-based risks, port operators are also exposed to international and domestic legal regimes. There are several insurers who have developed a package of insurance and risk management services designed to provide a comprehensive insurance solution, drawing from expert teams of risk engineers, maritime lawyers, specialist underwriters and average adjusters.

Cover includes liability for:

  • Third parties including property damage and personal injury
  • Landlord related services
  • Operational services including pilotage, towage, marine traffic control and stevedoring
  • Fines and penalties
  • Pollution incidents
  • Errors and omissions including delay and consequential loss
  • Wreck removal
  • Legal defence and other costs.

Optional cover available for:

  • Consultancy services liability
  • Berth and port blockage
  • Port vessel including hull and P&I
  • Infringement of personal rights liability

Cargo Handling Facility Liability Insurance

Cargo handling risks involve consideration of domestic, international and maritime legal regimes. Cargo handling facility liability insurance is a package of insurance and risk management services designed to protect cargo handlers and marine terminal operators from their liability exposures.

Cover includes liability for:

  • Loss or damage to cargo and containers including consequential loss
  • Errors and omissions including delay and consequential loss
  • Damage to third party property including cargo, wharfs and equipment
  • Fines and penalties
  • Operational services including lifting, marshalling, storage and distribution

Marina Operators Liability Insurance

Marina operators offer a broad range of marine services including berthing, mooring, storage, fuelling, ship repair and maintenance. They also offer a number of land based services which can include car parks, retail, residential and commercial facilities. Such a broad range of services bring with them inevitable exposures. Several insurers in the market offer a comprehensive insurance solution to marina operators which can be tailored to suit individual circumstances.

Cover includes liability for:

  • Watercraft in care, custody and control
  • Ship repair, storage, moorings, hauling out and fuelling services
  • Movement of vessels not exceeding 40kms from business address
  • Pollution, including clean-up costs
  • Consequential loss and loss of use of damaged watercraft
  • Removal of wreck.

Charterer’s Liability Insurance

This type of liability package is designed to provide cover for the contractual obligations and liability exposures faced by the charterers of vessels. Specific protection includes legal liabilities to the vessels or cargo owner for loss or damage and for third party liabilities faced by charterers arising from the operation of chartered vessels. Insurers offer an insurance solution tailored to suit the individual circumstances of companies that hire ships to carry their cargo or conduct their marine operations.

Cover includes liability for:

  • Damage to chartered vessel
  • Damage to third party property such as wharfs and docks
  • Damage to cargo
  • Pollution
  • Personal injury
  • General average and salvage.

Logistics Operators Liability Insurance

The level and extent of services now offered by the logistics industry is significantly more sophisticated than in years gone by. The Logistics Operators Liability Insurance product has been specifically designed as a comprehensive legal liability insurance solution for the increasingly complex transport and logistics’ industries.

Cover includes liability for:

  • Loss or damage to cargo and customers equipment including consequential loss
  • Third parties including property damage and personal injury
  • Fines and penalties
  • Pollution incidents
  • Errors and omissions including delay and consequential loss
  • Legal, defence and other costs

Optional cover includes:

  • Tenant’s legal liability
  • Infringement of personal rights
  • Consultancy services
  • Products

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