Who Is Actually Responsible When a WA Construction Project Goes Wrong Mid-Build?
When something goes wrong on a WA construction site mid-build, the question of who pays usually comes down to decisions made weeks or months before the incident, the contract you...
What Your Plant & Equipment Policy Won’t Cover
Your plant and equipment policy almost certainly has gaps you don't know about, and claim time is usually where they surface. Standard policies are built around a set of assumptions...
Hired-In Plant vs. Owned Equipment: Are You Covered for Both on a WA Job Site?
If you run a civil or mining services operation in WA, your job site probably has a mix of gear on it right now. Some of it you own. Some...
Defects, Delays, and Damaged Work: The Three Contract Works Claims WA Builders Get Wrong
If you are a WA builder or civil contractor, the single biggest risk on any project is not the weather or the subbies. It is discovering, after something has gone...
What Does a Business Insurance Broker Do?
Many business owners wonder whether they really need a business insurance broker or if they should just purchase insurance directly. The answer lies in understanding what a business insurance broker...
What Factors Are Considered in a Business Insurance Quote?
When you request a quote for business insurance, insurers evaluate multiple factors to determine your premium. Understanding these elements can help you prepare for the quoting process and potentially reduce...
Can You Get Business Insurance Before Registering Your Business in WA?
One question we often hear from aspiring business owners is: "Do I need to register my business before I can get insurance?" The short answer is no. You can absolutely...
What Does Business Interruption Insurance Cover?
When disaster strikes your business, the immediate damage is only part of the story. The real financial impact often comes from the weeks or months when your doors are closed...
What Services Does a Business Insurance Broker Offer in Australia?
Running a business comes with its fair share of risks. Fire damage, liability claims, cyber attacks, equipment theft - the list goes on. While you can purchase insurance directly from...
Do You Need Insurance as a Not-for-Profit?
Running a not-for-profit organisation means dedicating your time and resources to making a positive difference in your community. But while your focus is on your mission, have you considered what...
Top Risks Faced by Mining Contractors in Australia
Australia's mining sector is a powerhouse of the national economy, but for contractors operating in this demanding industry, the rewards come with significant risks. Understanding these challenges is the first...
What Is Directors and Officers Insurance for Non-Profits?
In Australia, non-profit organisations play a pivotal role, operating across myriad sectors from environmental conservation to arts, education, and human services. However, with the mantle of leadership vested upon the...
What Does Cyber Insurance Cover?
With most enterprises relying heavily on digital solutions, cyber threats pose significant risks to Western Australian businesses of all sizes. While many business owners understand they need protection, there's often...
What Does Directors and Officers Liability Insurance Cover?
Running a business means making tough calls, some of which may come under fire. Aside from reputational risk for directors and officers, there can be severe personal consequences too. When...
What Is Directors and Officers Liability Insurance?
It’s easy to assume that being a company director means you’re protected by the business structure. But the truth is, personal liability doesn’t stop at the boardroom door. When something...
What Is Public & Products Liability Insurance?
Running a business means facing risks that are often outside your control. A single accident, product fault, or customer injury can lead to costly claims that disrupt your operations. Public...
How to Claim Business Interruption Insurance
When unexpected events force your business to close temporarily, business interruption insurance can be a financial lifeline. At Westside Insurance Specialists, we've guided many Western Australian businesses through the claims...
What Is Professional Indemnity Insurance?
Professional Indemnity Insurance safeguards your business against claims of negligence or inadequate work. For professionals who provide advice or services, this coverage is essential for protecting your reputation and financial...
How Long Can You Stay On Workers’ Compensation in Western Australia?
If you've been injured at work in WA, understanding your workers' compensation entitlements and timeframes is essential for planning your recovery and return to work. The duration of workers' compensation...
What Is Cyber Insurance?
Cyber attacks are now a routine risk for Australian businesses, not a remote possibility. As more operations, transactions, and customer interactions move online, the potential damage from a cyber incident...
Insurance To-Do List for Growing Businesses
As your business expands, your business insurance needs evolve alongside it. Many growing businesses overlook critical insurance updates during periods of change, potentially leaving significant gaps in their protection. At...