PUBLIC & PRODUCTS LIABILITY INSURANCE

SERVICES / Business Insurance

What Public & Products Liability Covers

Public and Products Liability Insurance covers your business for compensation you are legally liable to pay to a Third Party in respect of;

  • Property Damage;
  • Bodily Injury;

arising out of the business activities.

Given our society is becoming increasingly litigious, Public & Products Liability is critical to protect your business. In the event of an occurrence which leads to demand from a third party the defence costs and subsequent damages to significant for a company balance sheet to absorb, if uninsured.

Public and Products Liability has two main sections of cover:

  • Public Liability: provides protection against court awarded damages and legal costs associated with defending a claim made by a third party for bodily injury or damage to their property as a result of negligence.
  • Product Liability: provides protection for damages or injuries to a third party caused by an item you sell or have repaired. Even if it has left your control, you could be legally responsible.

Fast Insurance Enquiry Form

Whether you live in Perth or regional WA, we're here to help. Complete the form below and we will be in touch.

Fast Enquiry Form

This field is for validation purposes and should be left unchanged.

THE IMPORTANCE OF PUBLIC AND PRODUCTS LIABILITY INSURANCE

For some venues, suppliers and state governments, liability insurance is mandatory and you may be required to have it in place to operate your business. It can also be important to have Public and Products Liability cover in place for:

  • Financial protection against claims of injury or damage to a third party.
  • Protection of your company’s assets.
  • Help covering legal costs associated with defending claims.
  • It offers protection against third-party property damage.
  • Peace of mind to your customers, suppliers, and clients that your business is protected in case of any incidents.
  • ​​Injury or damage caused by a defective product.
  • Legal costs associated with defending a claim.
  • Medical expenses incurred by a third party due to an incident on your premises or as a result of your business property such as a company vehicle.
  • Damage to property belonging to a third party.
  • Clean-up costs associated with a sudden and accidental pollution event.
  • Advertising liability expenses related to libel or slander.

WHY CHOOSE WESTSIDE FOR PUBLIC AND PRODUCTS LIABILITY INSURANCE

Our team of highly experienced advisors at Westside Insurance Specialists can assist in setting up your public and products liability cover, protecting your business in the event of a liability claim.

You can rely on our extensive experience to ensure your policies fulfil the needs of your business, giving you the peace of mind you need to successfully drive your business further. Contact us here for a quote.

Michael Davis

Michael Davis

A people-focused business manager, Michael places a high level of importance on creating long-term relationships of value and trust. Spearheading Westside Insurance Specialists for almost 10 years, and in the insurance industry for almost two decades, Michael is well credentialed to provide stellar insurance solutions for his client base.

Linked In