Most Common Claims Made Against Businesses in Perth

April 11, 2023

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Business insurance is a critical component for any business in Perth. It’s an important safety net that helps protect your business from financial loss due to unforeseen demands. This kind of insurance saves your business in the event of accidents, lawsuits, natural disasters or negligence. Business insurance typically includes Professional Indemnity, Public Liability and Property Insurance.


Having business insurance is essential for any business in Perth. The biggest benefit is that it helps provide peace of mind in the event of unexpected situations, such as accidents or natural disasters. Providing this kind of protection can help to minimise financial losses, so it’s important for businesses of all sizes.

Having business insurance also helps provide assurance to those who work for your business. In the event of a lawsuit or an accident, your staff will be protected from any resulting legal costs and compensation payments.

It can also act as a deterrent. If another party knows you have business insurance they are less likely to pursue legal action because they know their claim is unlikely to be successful.

Related post: Tips for choosing the right business insurance for your small business


The most common business insurance claims made against businesses in Perth are:

  • Personal Injury/Wrongful Death Claims: These claims occur when someone is injured on your business premises or due to your negligence.
  • Property Damage Claims: These claims cover the cost of repair or replacement of property that is damaged due to theft, vandalism, or natural disasters.
  • Advertising Injury Claims: These claims cover losses due to the unauthorised use of another’s copyright or trademark in advertisements or websites.
  • Professional Liability Claims: These claims cover negligence, errors, omissions, or malfeasance by employees.
  • Business Interruption Claims: These claims help to recoup losses due to a disruption in business operations due to a covered disaster.


Business insurance is an essential part of protecting your business in Perth. Ensure that you are aware of the different types of business insurance available to your business, so you can have the right insurance in place. Schedule an appointment with Westside Insurance Specialists, we will be glad to talk you through any potential insurance claim concerns or review your existing insurance programme to best manage your business’s risk exposure. Get in touch.

Important Information

This communication including any weblinks or attachments is for information purposes only. It is not a recommendation or opinion, your personal or individual objectives, financial situation or needs have not been taken into account. This communication is not intended to constitute personal advice.

We strongly recommend that you consider the suitability of this information, in respect of your own personal objectives, financial situation and needs before acting on it. This document is also not a Product Disclosure Statement (PDS) or a policy wording, nor is it a summary of a particular product’s features or terms of any insurance product. If you are interested in discussing this information or acquiring an insurance product, you should contact your insurance adviser to obtain and carefully consider any relevant PDS or policy wording before deciding whether to purchase any insurance product.



About Westside Insurance Specialists

At Westside, we’re proud WA locals. We feel fortunate to be part of an enormously successful network such as Insurance Advisernet and are always very mindful of where our prosperity comes from – the community.

A people-focused business manager, Michael places a high level of importance on creating long-term relationships of value and trust. Spearheading Westside Insurance Specialists for almost 10 years, and in the insurance industry for almost two decades, Michael is well credentialed to provide stellar insurance solutions for his client base.

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